Mortgage Refinance Breakeven Use this calculator to determine if you should refinance your mortgage and when you will break even. Loan Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Mortgage Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Loan Amortization Calculator Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount. Social Security Calculator Estimate your Social Security benefits using the Social Security Administration's Quick Calculator. Auto Loan Payment Calculator Use this calculator to calculate an auto loan amount based on your desired monthly payment or to calculate a monthly payment based on an auto loan amount. Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle. Retirement Income Planner Use this calculator to evaluate your retirement income plan. Investment Needed to Achieve Goal Use this calculator to determine the investment needed to achieve your goal. Second Income Calculator Use this calculator to estimate your additional monthly net pay after expenses if your spouse is working. Flexible Spending Account Calculator This calculator shows the effect a Flexible Spending account will have on your net pay. Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. Children's Education Savings Use this calculator to evaluate and determine if you need to make changes to your college savings plan. Minimum IRA Distribution Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA. IRA Distribution Before Age 59 1/2 Calculator This calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA.